The Upstate local insurance experts
If you Ride it, drive it, or Live In it.
We insure it!
WE are LOCAL and WE pick up the phone!
At Sims Insurance Group, we provide personalized and dependable insurance solutions tailored to meet the needs of South Carolina, North Carolina, and Georgia residents.
With local expertise, a commitment to excellence, and over 24 years of experience, we help protect what matters most while delivering the peace of mind and savings you deserve.
yOur local Insurance AGents
If you need us we are just a phone call away. One of our staff will be there to pick up the phone and answer your insurance questions.
What sets us a part from all the other insurance offices? You pay us to be there for you! We pride ourselves on customers becoming family from day one! We care about you! We are that person you call when you have a question, you are in need, or you don’t understand an insurance related question. We are the face that goes with a voice.
We are NOT a call center agent that follows a script when you call!
Grant Sims - Owner
24 Years of Experience
Ed Hutchins - Agent
10 Years of Experience
Melissa Arends - Agent
18 Years of Experience
Ra Jant - Agent
5 Years of Experience
Rose Milam - Agent
10 Years of Experience
Reviews & Testimonials
local Insurance coverage
Protect your home and everything inside it with homeowners insurance designed for peace of mind.
Ride with confidence knowing your adventures are protected with motorcycle insurance designed for your journey.
Complete coverage that protects you, your passengers, and your vehicle on the road.
Protect your space and belongings with renters insurance that puts you first.
Navigate with peace of mind knowing your journeys are safeguarded with personalized boat insurance you can trust.
Our promise to you
When you call the Sims Insurance Group and request one-on-one service for insurance, you can expect personalized attention and assistance tailored to your specific insurance needs.
Your relationship with your insurance agent doesn't end after purchasing a policy. They'll be available to answer questions, make adjustments to your coverage as your circumstances change, and provide advice to help you make informed decisions about your insurance needs.
Here's what you might experience:
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You'll likely be assigned a dedicated insurance agent who will work closely with you throughout the entire process. This agent will serve as your main point of contact and will be responsible for understanding your requirements, preferences, and concerns.
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Your agent will start by conducting a thorough consultation to assess your insurance needs. They'll ask questions to understand your current coverage (if any), lifestyle, assets, and any potential risks you want to mitigate. This consultation helps them tailor the insurance solutions to your unique situation.
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Based on the information gathered during the consultation, your agent will recommend insurance products that best suit your needs. Whether you're looking for auto, home, motorcycle, renters, boat, or any other type of insurance, they'll present you with customized options that provide the coverage you require.
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Your agent will carefully explain each insurance option, including
coverage limits, deductibles, and any additional features or benefits. They'll ensure you have a clear understanding of what you're purchasing and how it protects you in various scenarios. -
If you already have existing insurance policies, your agent can review them to identify any gaps or overlaps in coverage. They'll offer recommendations for adjustments or enhancements to ensure you have comprehensive protection.
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In the unfortunate event that you need to file a claim, your agent will guide you through the process.
Insurance FAQs
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Insurance premiums are influenced by several factors, including your age, location, credit score, driving record (for auto insurance), the value of the insured property, and your chosen coverage limits. Additional considerations include the type of coverage and deductible levels. Understanding these factors can help you make informed decisions about your insurance needs and potentially lower your premiums by maintaining a good credit score or selecting higher deductibles.
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Determining adequate coverage depends on your unique needs and the type of insurance. For home insurance, ensure your policy covers the cost to rebuild your home and replace your belongings in case of loss. For auto insurance, consider coverage that protects against vehicle damage, liability, and other potential risks based on your driving habits and location. Consult with an insurance agent to assess your assets, liabilities, and future goals, ensuring your policy provides the protection you need.
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Filing a claim can sometimes lead to an increase in your premium, particularly if it involves significant losses or fault. The impact on your premium depends on factors such as the type of claim and your policy. However, not all claims result in rate increases; minor or first-time claims may have little or no effect on your premium.
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After an accident or incident, you need to do three things immediately: prioritize the safety of those involved, seek medical attention if necessary, and contact law enforcement. Next you should document the event by taking photos and gathering details from those involved. Then you should notify your insurance company to initiate the claims process.
